Free Download · For women in transition

The Financial Transition Checklist

A calm, page-by-page walkthrough of every financial moving piece you need to organize after divorce, widowhood, or retirement — so you stop carrying it alone and start seeing the whole picture.

The 7 accounts most women forget to locate first
Including the one that quietly costs the most when it's overlooked.
What to decide now vs. what to leave alone for 90 days
The decisions that feel urgent but aren't — and the ones that actually are.
The one-page cash flow snapshot
Replaces the spreadsheet you keep promising yourself you'll build.
The questions to ask before you sign anything
From lawyers, advisors, and well-meaning family members.
Built for women 40–65 navigating the season alone.
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Who this is for

If you're holding it all together while quietly feeling overwhelmed — this is for you.

You're capable. You've handled hard things before. But this season is different — and you don't have to figure it out alone in a notebook at midnight.

After divorce

You're untangling accounts, retitling property, and rebuilding a financial life that was always shared. The checklist tells you what to handle first — and what can wait.

After loss

There are forms, deadlines, and decisions you never expected to make. The checklist organizes them in plain language — so grief doesn't have to share space with confusion.

Approaching retirement

The shift from earning to drawing-down changes everything. The checklist walks you through the order of decisions — pensions, benefits, withdrawals — so nothing gets missed.

What's inside

Let's slow this down and organize it.

Five sections. Plain language. No financial jargon, no judgment.

01

Locate everything

A complete account inventory — checking, savings, retirement, insurance, property, debts. The picture you've been avoiding, made simple.

02

Map your cash flow

What's coming in, what's going out, what's actually optional. One page. No spreadsheet skills required.

03

Sort the decisions

Three columns: handle this week, handle this quarter, leave alone for now. Most things belong in column three.

04

Document custodians

Where the will lives. Who has the passwords. What your adult kids would need if something happened tomorrow.

05

Your next 90 days

A gentle, week-by-week roadmap. No "you should already know this." Just the next right step, then the one after that. Move from confusion to confidence, one page at a time.

Kimberley Davidson
Who's behind this

I'm Kimberley — and I built this for the woman I was a few years ago.

At Rabbit Hill Financial, I work with women navigating divorce, widowhood, and retirement. The pattern I see, over and over: smart, capable women carrying it alone, pretending they're fine, terrified of making one wrong decision during the hardest season of their lives.

This checklist is the first thing I share with every new client. It's the calm starting point — the one that takes the weight off your shoulders and puts it on paper, where it belongs.

We stabilize the person before we optimize the money. Always in that order.

You don't have to figure this out alone.

Download the checklist. Print it. Sit with a cup of tea and fill in what you can. That's the whole first step.

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